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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,916 | $85,171-54.3% | $172,753-77.5% | $72,976-46.7% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 23.24% | 27.32%-4.1pp | 803.00%-779.8pp | 81.02%-57.8pp |
| Employer contribution / active EE | $3,537 | $3,324+6.4% | $5,144-31.2% | $2,440+44.9% |
| Participant deferral / active EE | $4,460 | $3,260+36.8% | $5,198-14.2% | $3,608+23.6% |
| Admin fee / account holder | $1,478 | $5,880-74.9% | $13,956-89.4% | $5,124-71.2% |