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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,845 | $157,296-7.3% | $141,191+3.3% | $152,897-4.6% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 10.15% | 64.34%-54.2pp | 71.41%-61.3pp | 345.43%-335.3pp |
| Employer contribution / active EE | $3,235 | $5,262-38.5% | $4,736-31.7% | $4,764-32.1% |
| Participant deferral / active EE | $7,981 | $7,111+12.2% | $6,710+18.9% | $5,851+36.4% |
| Admin fee / account holder | $3,805 | $12,125-68.6% | $10,264-62.9% | $11,599-67.2% |