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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,405 | $58,848-48.3% | $88,179-65.5% | $82,637-63.2% |
| Participation rate | 31.0% | 57.9%-26.9pp | 69.1%-38.1pp | 68.1%-37.0pp |
| Annual return | 15.67% | 22.76%-7.1pp | 64.97%-49.3pp | 53.51%-37.8pp |
| Employer contribution / active EE | $819 | $1,678-51.2% | $2,549-67.9% | $2,552-67.9% |
| Participant deferral / active EE | $2,194 | $3,124-29.8% | $4,614-52.4% | $4,126-46.8% |
| Admin fee / account holder | $184 | $4,795-96.2% | $7,673-97.6% | $7,339-97.5% |