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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,448 | $163,687-73.5% | $108,745-60.0% | $273,972-84.1% |
| Participation rate | 62.5% | 82.3%-19.8pp | 77.7%-15.2pp | 83.0%-20.5pp |
| Annual return | 151.09% | 31.16%+119.9pp | 46.22%+104.9pp | 41.46%+109.6pp |
| Employer contribution / active EE | $0 | $4,711-100.0% | $3,323-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $5,806 | $7,155-18.8% | $5,121+13.4% | $5,287+9.8% |
| Admin fee / account holder | $1,636 | $12,890-87.3% | $6,144-73.4% | $10,133-83.9% |