Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,189 | $65,395-53.8% | $182,540-83.5% | $72,975-58.6% |
| Participation rate | 66.7% | 65.4%+1.2pp | 78.0%-11.3pp | 69.5%-2.8pp |
| Annual return | 18.69% | 27.68%-9.0pp | 148.58%-129.9pp | 81.01%-62.3pp |
| Employer contribution / active EE | $323 | $1,911-83.1% | $4,076-92.1% | $2,440-86.8% |
| Participant deferral / active EE | $2,830 | $3,563-20.6% | $5,525-48.8% | $3,608-21.6% |
| Admin fee / account holder | $500 | $4,245-88.2% | $8,593-94.2% | $5,124-90.2% |