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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,439 | $148,582-59.3% | $135,942-55.5% | $139,456-56.7% |
| Participation rate | 25.0% | 83.9%-58.9pp | 81.9%-56.9pp | 80.3%-55.3pp |
| Annual return | 19.46% | 79.26%-59.8pp | 68.28%-48.8pp | 373.45%-354.0pp |
| Employer contribution / active EE | $1,589 | $5,245-69.7% | $4,858-67.3% | $4,753-66.6% |
| Participant deferral / active EE | $5,625 | $8,101-30.6% | $7,759-27.5% | $6,711-16.2% |
| Admin fee / account holder | $897 | $12,402-92.8% | $10,764-91.7% | $11,407-92.1% |