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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $242,319 | $228,395+6.1% | $185,861+30.4% | $158,982+52.4% |
| Participation rate | 66.7% | 82.3%-15.6pp | 78.0%-11.4pp | 82.0%-15.3pp |
| Annual return | 6.46% | 40.82%-34.4pp | 35.96%-29.5pp | 302.99%-296.5pp |
| Employer contribution / active EE | $5,216 | $4,968+5.0% | $4,088+27.6% | $4,763+9.5% |
| Participant deferral / active EE | $13,000 | $6,417+102.6% | $5,634+130.7% | $5,983+117.3% |
| Admin fee / account holder | $2,232 | $11,869-81.2% | $9,503-76.5% | $11,252-80.2% |