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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,497 | $226,135-6.9% | $182,558+15.3% | $152,909+37.7% |
| Participation rate | 40.0% | 82.5%-42.5pp | 78.0%-38.0pp | 82.5%-42.5pp |
| Annual return | 16.49% | 192.60%-176.1pp | 148.59%-132.1pp | 345.46%-329.0pp |
| Employer contribution / active EE | $1,776 | $4,979-64.3% | $4,076-56.4% | $4,764-62.7% |
| Participant deferral / active EE | $7,600 | $6,371+19.3% | $5,526+37.5% | $5,851+29.9% |
| Admin fee / account holder | $1,781 | $10,707-83.4% | $8,594-79.3% | $11,601-84.6% |