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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,544 | $110,278-43.3% | $95,740-34.7% | $139,466-55.2% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 18.09% | 27.19%-9.1pp | 28.41%-10.3pp | 373.66%-355.6pp |
| Employer contribution / active EE | $3,183 | $3,260-2.4% | $2,836+12.2% | $4,754-33.0% |
| Participant deferral / active EE | $15,637 | $4,674+234.5% | $4,244+268.5% | $6,712+133.0% |
| Admin fee / account holder | $13,280 | $6,613+100.8% | $5,676+133.9% | $11,409+16.4% |