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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,867 | $121,701-70.5% | $104,639-65.7% | $158,982-77.4% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 14.70% | 465.72%-451.0pp | 340.67%-326.0pp | 302.99%-288.3pp |
| Employer contribution / active EE | $2,312 | $3,165-27.0% | $2,682-13.8% | $4,763-51.5% |
| Participant deferral / active EE | $2,889 | $4,176-30.8% | $3,738-22.7% | $5,983-51.7% |
| Admin fee / account holder | $3,059 | $7,778-60.7% | $6,465-52.7% | $11,252-72.8% |