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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,645 | $175,600-65.5% | $129,110-53.0% | $134,509-54.9% |
| Participation rate | 66.7% | 81.6%-14.9pp | 77.3%-10.6pp | 81.2%-14.6pp |
| Annual return | -17.87% | -11.39%-6.5pp | -10.94%-6.9pp | 418.13%-436.0pp |
| Employer contribution / active EE | $1,603 | $6,355-74.8% | $5,052-68.3% | $4,741-66.2% |
| Participant deferral / active EE | $3,725 | $7,975-53.3% | $6,542-43.1% | $6,400-41.8% |
| Admin fee / account holder | $1,164 | $23,567-95.1% | $14,302-91.9% | $11,427-89.8% |