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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,610 | $125,797-61.4% | $170,043-71.4% | $75,173-35.3% |
| Participation rate | 65.7% | 83.6%-17.9pp | 87.0%-21.3pp | 67.2%-1.5pp |
| Annual return | 21.69% | 27.20%-5.5pp | 53.40%-31.7pp | 160.72%-139.0pp |
| Employer contribution / active EE | $3,021 | $4,616-34.5% | $6,790-55.5% | $2,671+13.1% |
| Participant deferral / active EE | $3,505 | $6,838-48.7% | $10,410-66.3% | $4,126-15.1% |
| Admin fee / account holder | $4,176 | $8,177-48.9% | $12,824-67.4% | $5,651-26.1% |