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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,926 | $110,083-70.1% | $151,639-78.3% | $68,486-51.9% |
| Participation rate | 82.3% | 84.0%-1.7pp | 87.5%-5.2pp | 67.9%+14.4pp |
| Annual return | -17.73% | -10.12%-7.6pp | 3.34%-21.1pp | -7.85%-9.9pp |
| Employer contribution / active EE | $2,373 | $4,470-46.9% | $6,165-61.5% | $2,597-8.6% |
| Participant deferral / active EE | $4,326 | $6,526-33.7% | $8,363-48.3% | $4,028+7.4% |
| Admin fee / account holder | $3,585 | $7,718-53.6% | $11,613-69.1% | $5,404-33.7% |