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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,432 | $134,001-43.0% | $112,258-31.9% | $134,509-43.2% |
| Participation rate | 65.0% | 78.6%-13.6pp | 75.1%-10.1pp | 81.2%-16.2pp |
| Annual return | -16.03% | 47.15%-63.2pp | 27.47%-43.5pp | 418.13%-434.2pp |
| Employer contribution / active EE | $2,546 | $4,039-37.0% | $3,636-30.0% | $4,741-46.3% |
| Participant deferral / active EE | $4,920 | $5,291-7.0% | $4,728+4.0% | $6,400-23.1% |
| Admin fee / account holder | $368 | $7,491-95.1% | $6,411-94.3% | $11,427-96.8% |