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| Provider | Service type | Compensation |
|---|---|---|
LINCOLN NATIONAL CORPORATION7 years Service code 13 · EIN 35-1140070 | Contract Administrator | $59,173 |
LION STREET ADVISORS LLC6 years Filed as: LION STREET ADVISORS, LLC Service code 27 · EIN 80-0946231 | Advisory (Plan) | $24,000 |
CRR, LLP1 year Service code 10 · EIN 04-3257840 | Accounting | $13,750 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,695 | $34,634-14.3% | $77,096-61.5% | $64,819-54.2% |
| Participation rate | 42.5% | 49.8%-7.3pp | 67.9%-25.4pp | 71.5%-29.0pp |
| Annual return | -15.44% | -5.31%-10.1pp | 42.35%-57.8pp | 32.84%-48.3pp |
| Employer contribution / active EE | $363 | $1,385-73.8% | $2,814-87.1% | $2,507-85.5% |
| Participant deferral / active EE | $2,395 | $2,553-6.2% | $4,429-45.9% | $4,311-44.4% |
| Admin fee / account holder | $234 | $178+31.1% | $5,428-95.7% | $188+24.4% |