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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,251 | $75,963-53.6% | $97,995-64.0% | $70,126-49.7% |
| Participation rate | 93.1% | 77.0%+16.1pp | 82.4%+10.7pp | 69.5%+23.6pp |
| Annual return | 12.54% | 19.26%-6.7pp | 23.94%-11.4pp | 73.15%-60.6pp |
| Employer contribution / active EE | $3,530 | $3,278+7.7% | $4,158-15.1% | $2,343+50.7% |
| Participant deferral / active EE | $6,173 | $4,053+52.3% | $5,097+21.1% | $3,332+85.3% |
| Admin fee / account holder | $855 | $5,407-84.2% | $5,943-85.6% | $4,645-81.6% |