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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,563 | $66,764-61.7% | $88,497-71.1% | $62,881-59.3% |
| Participation rate | 84.6% | 77.3%+7.3pp | 82.4%+2.2pp | 69.3%+15.3pp |
| Annual return | 29.69% | 10.37%+19.3pp | 7.63%+22.1pp | 20.14%+9.6pp |
| Employer contribution / active EE | $2,792 | $3,077-9.3% | $4,036-30.8% | $2,281+22.4% |
| Participant deferral / active EE | $4,952 | $3,976+24.5% | $4,899+1.1% | $3,203+54.6% |
| Admin fee / account holder | $739 | $4,668-84.2% | $6,220-88.1% | $4,296-82.8% |