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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,077 | $176,402-11.5% | $134,155+16.3% | $158,950-1.8% |
| Participation rate | 33.3% | 78.7%-45.4pp | 72.2%-38.9pp | 82.0%-48.6pp |
| Annual return | 16.76% | 63.66%-46.9pp | 36.34%-19.6pp | 302.91%-286.1pp |
| Employer contribution / active EE | $747 | $5,042-85.2% | $3,705-79.8% | $4,762-84.3% |
| Participant deferral / active EE | $6,500 | $4,093+58.8% | $3,500+85.7% | $5,983+8.6% |
| Admin fee / account holder | $13,261 | $8,719+52.1% | $6,685+98.4% | $11,248+17.9% |