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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,522 | $82,674-72.8% | $125,363-82.0% | $68,495-67.1% |
| Participation rate | 78.1% | 75.0%+3.1pp | 82.4%-4.3pp | 67.9%+10.2pp |
| Annual return | -15.14% | -5.97%-9.2pp | 572.15%-587.3pp | -7.84%-7.3pp |
| Employer contribution / active EE | $0 | $3,382-100.0% | $4,815-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $7,082 | $6,111+15.9% | $7,447-4.9% | $4,028+75.8% |
| Admin fee / account holder | $4,715 | $6,276-24.9% | $10,005-52.9% | $5,403-12.7% |