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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,826 | $150,447-92.8% | $136,298-92.1% | $147,586-92.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 0.00% | 1049.15%-1049.2pp | 5156.27%-5156.3pp | 578.59%-578.6pp |
| Employer contribution / active EE | $2,924 | $5,256-44.4% | $4,696-37.7% | $4,876-40.0% |
| Participant deferral / active EE | $13,117 | $6,631+97.8% | $6,247+110.0% | $5,439+141.2% |
| Admin fee / account holder | $5,755 | $10,906-47.2% | $9,244-37.7% | $10,886-47.1% |