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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $245,211 | $183,627+33.5% | $155,602+57.6% | $145,978+68.0% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.69% | 61.32%-54.6pp | 64.81%-58.1pp | 550.52%-543.8pp |
| Employer contribution / active EE | $16,512 | $5,316+210.6% | $4,675+253.2% | $4,662+254.2% |
| Participant deferral / active EE | $20,713 | $6,466+220.4% | $5,629+268.0% | $6,690+209.6% |
| Admin fee / account holder | $587 | $19,327-97.0% | $15,923-96.3% | $13,400-95.6% |