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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,428 | $138,075-31.6% | $123,552-23.6% | $135,379-30.2% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -44.68% | 153.70%-198.4pp | 119.20%-163.9pp | 519.79%-564.5pp |
| Employer contribution / active EE | $10,014 | $5,152+94.4% | $4,628+116.4% | $4,779+109.6% |
| Participant deferral / active EE | $5,991 | $6,800-11.9% | $6,426-6.8% | $5,609+6.8% |
| Admin fee / account holder | $505 | $10,917-95.4% | $9,285-94.6% | $10,828-95.3% |