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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,732 | $138,072-91.5% | $123,549-90.5% | $135,382-91.3% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -2.66% | 153.69%-156.4pp | 119.20%-121.9pp | 519.77%-522.4pp |
| Employer contribution / active EE | $2,253 | $5,152-56.3% | $4,628-51.3% | $4,779-52.9% |
| Participant deferral / active EE | $4,895 | $6,799-28.0% | $6,426-23.8% | $5,609-12.7% |
| Admin fee / account holder | $11,200 | $10,917+2.6% | $9,284+20.6% | $10,829+3.4% |