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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,669 | $135,639-89.2% | $110,241-86.7% | $135,382-89.2% |
| Participation rate | 75.0% | 83.5%-8.5pp | 79.8%-4.8pp | 82.6%-7.6pp |
| Annual return | -6.51% | 513.21%-519.7pp | 314.75%-321.3pp | 519.77%-526.3pp |
| Employer contribution / active EE | $2,031 | $4,907-58.6% | $3,827-46.9% | $4,779-57.5% |
| Participant deferral / active EE | $2,931 | $5,507-46.8% | $4,672-37.3% | $5,609-47.7% |
| Admin fee / account holder | $13,766 | $11,457+20.1% | $8,548+61.1% | $10,829+27.1% |