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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,505 | $175,259-77.5% | $149,723-73.6% | $139,487-71.7% |
| Participation rate | 50.0% | 83.4%-33.4pp | 78.8%-28.8pp | 80.3%-30.3pp |
| Annual return | 16.93% | 166.82%-149.9pp | 134.50%-117.6pp | 373.84%-356.9pp |
| Employer contribution / active EE | $1,590 | $5,478-71.0% | $4,821-67.0% | $4,755-66.6% |
| Participant deferral / active EE | $9,863 | $6,522+51.2% | $5,682+73.6% | $6,713+46.9% |
| Admin fee / account holder | $2,485 | $16,158-84.6% | $13,215-81.2% | $11,407-78.2% |