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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,137 | $217,392-95.3% | $185,818-94.5% | $167,497-93.9% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.38% | 148.37%-134.0pp | 122.06%-107.7pp | 478.62%-464.2pp |
| Employer contribution / active EE | $2,315 | $5,873-60.6% | $5,168-55.2% | $4,838-52.2% |
| Participant deferral / active EE | $23,212 | $6,357+265.2% | $5,568+316.9% | $6,341+266.0% |
| Admin fee / account holder | $33,050 | $19,813+66.8% | $16,239+103.5% | $12,310+168.5% |