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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,137 | $217,432-95.3% | $185,851-94.5% | $167,553-94.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 14.38% | 148.43%-134.1pp | 122.11%-107.7pp | 478.89%-464.5pp |
| Employer contribution / active EE | $2,315 | $5,874-60.6% | $5,168-55.2% | $4,840-52.2% |
| Participant deferral / active EE | $23,212 | $6,357+265.1% | $5,569+316.8% | $6,343+266.0% |
| Admin fee / account holder | $33,050 | $19,820+66.7% | $16,245+103.4% | $12,316+168.3% |