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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,564 | $110,337-65.0% | $102,383-62.3% | $145,877-73.6% |
| Participation rate | 66.7% | 77.9%-11.3pp | 74.5%-7.8pp | 80.3%-13.6pp |
| Annual return | 12.57% | 24.83%-12.3pp | 24.94%-12.4pp | 551.28%-538.7pp |
| Employer contribution / active EE | $1,846 | $4,216-56.2% | $3,870-52.3% | $4,663-60.4% |
| Participant deferral / active EE | $3,693 | $5,621-34.3% | $5,060-27.0% | $6,691-44.8% |
| Admin fee / account holder | $1,912 | $9,750-80.4% | $8,391-77.2% | $13,402-85.7% |