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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,111 | $106,247-68.8% | $96,515-65.7% | $139,466-76.3% |
| Participation rate | 68.4% | 77.8%-9.4pp | 74.3%-5.9pp | 80.3%-11.9pp |
| Annual return | 20.07% | 38.47%-18.4pp | 35.73%-15.7pp | 373.66%-353.6pp |
| Employer contribution / active EE | $1,868 | $4,106-54.5% | $3,740-50.1% | $4,754-60.7% |
| Participant deferral / active EE | $3,660 | $5,456-32.9% | $4,880-25.0% | $6,712-45.5% |
| Admin fee / account holder | $476 | $7,885-94.0% | $6,735-92.9% | $11,409-95.8% |