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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $321,761 | $217,427+48.0% | $185,837+73.1% | $167,518+92.1% |
| Participation rate | 100.0% | 86.0%+14.0pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.95% | 148.39%-132.4pp | 122.08%-106.1pp | 478.71%-462.8pp |
| Employer contribution / active EE | $6,413 | $5,874+9.2% | $5,168+24.1% | $4,838+32.5% |
| Participant deferral / active EE | $7,076 | $6,357+11.3% | $5,568+27.1% | $6,342+11.6% |
| Admin fee / account holder | $750 | $19,816-96.2% | $16,241-95.4% | $12,312-93.9% |