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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,405 | $118,467-87.0% | $98,450-84.4% | $139,456-89.0% |
| Participation rate | 85.7% | 77.5%+8.3pp | 75.2%+10.5pp | 80.3%+5.4pp |
| Annual return | 26.60% | 18.95%+7.7pp | 21.16%+5.4pp | 373.45%-346.9pp |
| Employer contribution / active EE | $6,010 | $3,611+66.5% | $3,049+97.1% | $4,753+26.5% |
| Participant deferral / active EE | $5,087 | $5,393-5.7% | $4,739+7.4% | $6,711-24.2% |
| Admin fee / account holder | $479 | $14,057-96.6% | $8,961-94.7% | $11,407-95.8% |