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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,959 | $138,072-53.7% | $123,549-48.2% | $135,382-52.8% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -6.44% | 153.69%-160.1pp | 119.20%-125.6pp | 519.77%-526.2pp |
| Employer contribution / active EE | $1,985 | $5,152-61.5% | $4,628-57.1% | $4,779-58.5% |
| Participant deferral / active EE | $6,698 | $6,799-1.5% | $6,426+4.2% | $5,609+19.4% |
| Admin fee / account holder | $5,144 | $10,917-52.9% | $9,284-44.6% | $10,829-52.5% |