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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,881 | $160,040-23.2% | $147,096-16.5% | $145,877-15.8% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 12.92% | 98.49%-85.6pp | 419.75%-406.8pp | 551.28%-538.4pp |
| Employer contribution / active EE | $2,079 | $5,289-60.7% | $4,936-57.9% | $4,663-55.4% |
| Participant deferral / active EE | $7,579 | $8,429-10.1% | $8,071-6.1% | $6,691+13.3% |
| Admin fee / account holder | $1,442 | $15,050-90.4% | $13,005-88.9% | $13,402-89.2% |