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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,420 | $138,078-44.7% | $125,363-39.0% | $134,509-43.2% |
| Participation rate | 60.0% | 84.5%-24.5pp | 82.4%-22.4pp | 81.2%-21.2pp |
| Annual return | -18.66% | 750.49%-769.1pp | 572.15%-590.8pp | 418.13%-436.8pp |
| Employer contribution / active EE | $3,320 | $5,245-36.7% | $4,815-31.0% | $4,741-30.0% |
| Participant deferral / active EE | $8,450 | $7,800+8.3% | $7,447+13.5% | $6,400+32.0% |
| Admin fee / account holder | $855 | $11,566-92.6% | $10,005-91.5% | $11,427-92.5% |