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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,585 | $125,778-19.2% | $114,563-11.3% | $154,746-34.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.9%+27.1pp | 80.7%+19.3pp |
| Annual return | 16.39% | 295.14%-278.7pp | 241.09%-224.7pp | 172.34%-155.9pp |
| Employer contribution / active EE | $4,783 | $2,806+70.5% | $2,592+84.5% | $4,379+9.2% |
| Participant deferral / active EE | $13,376 | $4,445+200.9% | $4,142+222.9% | $6,730+98.7% |
| Admin fee / account holder | $897 | $8,190-89.1% | $7,623-88.2% | $14,365-93.8% |