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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,533 | $110,278-62.3% | $95,740-56.6% | $139,466-70.2% |
| Participation rate | 100.0% | 75.7%+24.3pp | 72.3%+27.7pp | 80.3%+19.7pp |
| Annual return | 20.80% | 27.19%-6.4pp | 28.41%-7.6pp | 373.66%-352.9pp |
| Employer contribution / active EE | $3,114 | $3,260-4.5% | $2,836+9.8% | $4,754-34.5% |
| Participant deferral / active EE | $4,928 | $4,674+5.4% | $4,244+16.1% | $6,712-26.6% |
| Admin fee / account holder | $354 | $6,613-94.7% | $5,676-93.8% | $11,409-96.9% |