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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,585 | $101,6180% | $93,063+9.2% | $137,256-26.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 16.39% | 223.95%-207.6pp | 34.15%-17.8pp | 220.34%-203.9pp |
| Employer contribution / active EE | $4,783 | $2,707+76.7% | $2,476+93.2% | $4,156+15.1% |
| Participant deferral / active EE | $13,376 | $4,279+212.6% | $3,958+237.9% | $6,407+108.8% |
| Admin fee / account holder | $897 | $6,198-85.5% | $6,033-85.1% | $12,270-92.7% |