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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,972 | $175,231-42.4% | $149,696-32.5% | $139,466-27.6% |
| Participation rate | 84.6% | 83.4%+1.2pp | 78.8%+5.8pp | 80.3%+4.3pp |
| Annual return | 16.54% | 166.77%-150.2pp | 134.46%-117.9pp | 373.66%-357.1pp |
| Employer contribution / active EE | $5,280 | $5,478-3.6% | $4,821+9.5% | $4,754+11.1% |
| Participant deferral / active EE | $8,506 | $6,521+30.4% | $5,682+49.7% | $6,712+26.7% |
| Admin fee / account holder | $550 | $16,155-96.6% | $13,212-95.8% | $11,409-95.2% |