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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,880 | $165,399-90.4% | $149,745-89.4% | $158,982-90.0% |
| Participation rate | 70.0% | 84.6%-14.6pp | 82.5%-12.5pp | 82.0%-12.0pp |
| Annual return | 23.00% | 348.34%-325.3pp | 276.72%-253.7pp | 302.99%-280.0pp |
| Employer contribution / active EE | $1,119 | $5,105-78.1% | $4,646-75.9% | $4,763-76.5% |
| Participant deferral / active EE | $3,452 | $7,183-51.9% | $6,843-49.6% | $5,983-42.3% |
| Admin fee / account holder | $404 | $10,811-96.3% | $9,312-95.7% | $11,252-96.4% |