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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,493 | $49,177-90.9% | $79,466-94.3% | $64,173-93.0% |
| Participation rate | 96.2% | 65.0%+31.1pp | 73.3%+22.8pp | 69.6%+26.6pp |
| Annual return | -6.47% | -1.16%-5.3pp | 718.28%-724.8pp | 7.63%-14.1pp |
| Employer contribution / active EE | $947 | $2,076-54.4% | $2,800-66.2% | $2,381-60.2% |
| Participant deferral / active EE | $1,747 | $2,821-38.1% | $3,704-52.8% | $3,470-49.7% |
| Admin fee / account holder | $633 | $3,839-83.5% | $5,104-87.6% | $4,887-87.0% |