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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,370 | $98,760-68.2% | $149,715-79.0% | $79,858-60.7% |
| Participation rate | 57.1% | 75.8%-18.6pp | 82.5%-25.3pp | 69.6%-12.5pp |
| Annual return | 23.40% | 27.43%-4.0pp | 276.66%-253.3pp | 31.72%-8.3pp |
| Employer contribution / active EE | $1,507 | $3,217-53.1% | $4,645-67.5% | $2,471-39.0% |
| Participant deferral / active EE | $3,754 | $5,681-33.9% | $6,842-45.1% | $3,740+0.4% |
| Admin fee / account holder | $1 | $6,053-100.0% | $9,310-100.0% | $5,306-100.0% |