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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,482 | $168,636-89.6% | $147,618-88.2% | $125,388-86.1% |
| Participation rate | 75.0% | 88.8%-13.8pp | 84.6%-9.6pp | 83.2%-8.2pp |
| Annual return | 6.32% | 77.65%-71.3pp | 61.98%-55.7pp | 282.24%-275.9pp |
| Employer contribution / active EE | $3,220 | $6,252-48.5% | $5,565-42.1% | $4,866-33.8% |
| Participant deferral / active EE | $3,784 | $5,507-31.3% | $4,895-22.7% | $5,352-29.3% |
| Admin fee / account holder | $456 | $13,580-96.6% | $11,612-96.1% | $9,541-95.2% |