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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,850 | $80,992-66.8% | $96,534-72.2% | $75,173-64.3% |
| Participation rate | 71.9% | 71.8%+0.1pp | 76.0%-4.1pp | 67.2%+4.7pp |
| Annual return | 52.11% | 27.05%+25.1pp | 25.88%+26.2pp | 160.72%-108.6pp |
| Employer contribution / active EE | $2,042 | $2,283-10.5% | $2,965-31.1% | $2,671-23.5% |
| Participant deferral / active EE | $5,178 | $3,929+31.8% | $4,851+6.7% | $4,126+25.5% |
| Admin fee / account holder | $2,487 | $6,717-63.0% | $8,253-69.9% | $5,651-56.0% |