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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,334 | $167,352-91.4% | $143,788-90.0% | $134,509-89.3% |
| Participation rate | 56.3% | 84.8%-28.6pp | 80.3%-24.1pp | 81.2%-25.0pp |
| Annual return | -19.40% | 0.47%-19.9pp | -0.03%-19.4pp | 418.13%-437.5pp |
| Employer contribution / active EE | $1,333 | $5,620-76.3% | $4,952-73.1% | $4,741-71.9% |
| Participant deferral / active EE | $3,333 | $6,447-48.3% | $5,638-40.9% | $6,400-47.9% |
| Admin fee / account holder | $116 | $18,091-99.4% | $14,675-99.2% | $11,427-99.0% |