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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,305 | $150,447-46.6% | $136,298-41.1% | $147,586-45.6% |
| Participation rate | 88.9% | 84.4%+4.5pp | 81.9%+7.0pp | 82.8%+6.1pp |
| Annual return | 18.27% | 1049.15%-1030.9pp | 5156.27%-5138.0pp | 578.59%-560.3pp |
| Employer contribution / active EE | $3,242 | $5,256-38.3% | $4,696-31.0% | $4,876-33.5% |
| Participant deferral / active EE | $7,463 | $6,631+12.6% | $6,247+19.5% | $5,439+37.2% |
| Admin fee / account holder | $7,840 | $10,906-28.1% | $9,244-15.2% | $10,886-28.0% |