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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,622 | $150,447-85.0% | $136,298-83.4% | $147,586-84.7% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 18.75% | 1049.15%-1030.4pp | 5156.27%-5137.5pp | 578.59%-559.8pp |
| Employer contribution / active EE | $6,926 | $5,256+31.8% | $4,696+47.5% | $4,876+42.0% |
| Participant deferral / active EE | $13,631 | $6,631+105.6% | $6,247+118.2% | $5,439+150.6% |
| Admin fee / account holder | $547 | $10,906-95.0% | $9,244-94.1% | $10,886-95.0% |