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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,465 | $86,938+57.0% | $102,423+33.2% | $80,925+68.6% |
| Participation rate | 74.3% | 72.4%+1.9pp | 76.5%-2.2pp | 67.7%+6.6pp |
| Annual return | 8.03% | 18.89%-10.9pp | 29.42%-21.4pp | 35.65%-27.6pp |
| Employer contribution / active EE | $4,377 | $2,369+84.8% | $3,023+44.8% | $2,756+58.8% |
| Participant deferral / active EE | $8,339 | $4,120+102.4% | $5,054+65.0% | $4,299+94.0% |
| Admin fee / account holder | $5,434 | $8,053-32.5% | $9,455-42.5% | $6,940-21.7% |