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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,333 | $78,423+7.5% | $95,964-12.1% | $79,856+5.6% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 16.42% | 19.37%-3.0pp | 91.64%-75.2pp | 31.71%-15.3pp |
| Employer contribution / active EE | $11,619 | $1,945+497.3% | $2,541+357.2% | $2,471+370.2% |
| Participant deferral / active EE | $8,220 | $3,440+138.9% | $4,167+97.3% | $3,741+119.7% |
| Admin fee / account holder | $2,885 | $5,622-48.7% | $6,797-57.6% | $5,306-45.6% |