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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,160 | $75,962-5.0% | $154,111-53.2% | $64,173+12.4% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -8.38% | 30.32%-38.7pp | 735.18%-743.6pp | 7.63%-16.0pp |
| Employer contribution / active EE | $16,202 | $3,350+383.7% | $5,298+205.8% | $2,381+580.5% |
| Participant deferral / active EE | $5,558 | $3,175+75.1% | $5,081+9.4% | $3,470+60.2% |
| Admin fee / account holder | $2,367 | $5,589-57.6% | $13,411-82.3% | $4,887-51.6% |