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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,681 | $77,638-24.4% | $156,551-62.5% | $62,881-6.7% |
| Participation rate | 100.0% | 71.2%+28.8pp | 84.0%+16.0pp | 69.3%+30.7pp |
| Annual return | 7.72% | 50.33%-42.6pp | 32.23%-24.5pp | 20.14%-12.4pp |
| Employer contribution / active EE | $13,784 | $3,444+300.2% | $5,501+150.6% | $2,281+504.3% |
| Participant deferral / active EE | $4,822 | $3,046+58.3% | $4,871-1.0% | $3,203+50.6% |
| Admin fee / account holder | $1,315 | $5,561-76.4% | $13,028-89.9% | $4,296-69.4% |