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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,185 | $185,312-7.1% | $161,489+6.6% | $154,746+11.3% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 0.49% | 103.84%-103.3pp | 89.72%-89.2pp | 172.34%-171.8pp |
| Employer contribution / active EE | $16,286 | $4,769+241.5% | $4,268+281.6% | $4,379+271.9% |
| Participant deferral / active EE | $17,625 | $6,350+177.6% | $5,630+213.1% | $6,730+161.9% |
| Admin fee / account holder | $7,756 | $18,654-58.4% | $16,006-51.5% | $14,365-46.0% |